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Top 5 Credit Cards for International Travel in 2026

By Priya Desai Updated: Jun 14, 2026

Traveling internationally requires a credit card with low forex markup and good reward rates. Here are the top 5 cards you should consider:

1. HDFC Infinia Metal Edition

With a 2% forex markup and unlimited lounge access, this is the king of travel cards.

2. Club Vistara IndusInd Explorer

Zero forex markup makes this card incredibly attractive for frequent international flyers.

3. Axis Bank Atlas

A great milestone-based card where you earn EDGE miles that can be transferred to various airline partners.

4. IDFC FIRST Wealth

A lifetime free card with a very low forex markup of 1.5% and great reward multipliers.

5. Standard Chartered Ultimate

Offers a flat 3.3% reward rate on all spends with a 2% forex markup fee.

Written by Priya Desai

Financial Expert

Former banker turned personal finance blogger, specializing in travel and lifestyle credit cards.

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