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CardDirectory

Best Lifetime Free Credit Cards

Credit cards with absolutely zero joining and annual fees.

5 Cards Found Sorted by Popularity
Kotak Mahindra Bank
Kotak 811 #DreamDifferent Credit Card

FD-backed lifetime free credit card for building credit score. 2X rewards on online spends.

Joining Fee

Free

Annual Fee

Free

IDFC FIRST Bank
IDFC FIRST Wealth Credit Card

Lifetime free premium card. 10X reward points on incremental spends above Rs. 30,000. Low interest rates.

Joining Fee

Free

Annual Fee

Free

IDFC FIRST Bank
IDFC FIRST Select Credit Card

Lifetime free card. Buy 1 get 1 free movie tickets on Paytm up to Rs. 250. Great reward structure.

Joining Fee

Free

Annual Fee

Free

IDFC FIRST Bank
IDFC FIRST Classic Credit Card

Lifetime free beginner card. 10X reward points on incremental spends above Rs. 20,000.

Joining Fee

Free

Annual Fee

Free

IDFC FIRST Bank
IDFC FIRST WOW Credit Card

FD backed premium card. Zero forex markup fee. Lifetime free. Excellent for students and travelers.

Joining Fee

Free

Annual Fee

Free